Accept Payments

One platform. Multiple ways to collect payments.

Collect payments seamlessly across the channels your customers already use.

One-off Payment

Enable secure one-time payments for your customers

Checkout Page

Accept payments via transfer, card, USSD, and more through our reliable system for seamless settlement.

Checkout Page

Payment Links

Create and share secure payment links in minutes, perfect for invoices, social commerce, and businesses.

Payment Links

Virtual Accounts

Create reserved or dynamic virtual accounts to easily accept, track, reconcile, and confirm payments automatically.

Virtual Accounts

International Payments

Accept and process payments from international customers with transparent settlement workflows and detailed reporting tools.

International Payments
Recurring Payments

Build predictable revenue into your business.

Direct Debit

Collect payments directly from customers' bank accounts via secure mandates, ideal for subscriptions and installments.

Direct Debit

Invoice

Simplify billing with invoices paid via virtual accounts, transfers, or checkout links with real-time reconciliation.

Invoice

All Nigerian Banks

Supports 80+ CBN-approved bank transfer recipients

99.9% Uptime SLA

Monitored at monnify.statuspage.io

Same-Day Settlement

T+0 by 10pm, plus 3 on-demand Express Settlements

PCI-DSS Card Processing

Visa, Mastercard, and Verve cards accepted

Monnify's payment acceptance solution supports all major payment methods used by Nigerian consumers: bank transfers to virtual accounts, Verve and Mastercard debit cards, USSD codes, and cash payments at Moniepoint agent locations nationwide.

Whether you run an ecommerce store, a SaaS product, a fintech wallet, or a service business, Monnify gives customers a frictionless checkout while giving your team real-time payment notifications and automatic reconciliation.

Integration takes minutes with the developer-friendly API and SDK, or go live with zero code using hosted payment pages. Nigerian businesses trust Monnify's 99.9% uptime and same-day settlement by 10pm (T+0) to keep cash flowing.

potential

Ready to grow your business?

Unlock faster payments and scalable growth with a payment gateway built for African businesses.