Choose a payout flow for your operations.
Single Disbursement
Send money instantly to individual recipients with secure validation and real-time confirmation.
Paycode
Pay anyone without a bank account using a unique code cashable at Moniepoint POS locations.
Bulk Disbursement
Send payments to multiple recipients at once through structured uploads or APIs, designed for scale and accuracy.
From ₦10 per transfer. Flat fees, no percentage charges.
View full pricing1,000,000+ Agents
Moniepoint POS locations for Paycode cash redemption
All 80+ CBN Approved Banks
Transfers to every CBN-licensed bank in Nigeria
API-Driven Bulk
REST API and CSV upload for high-volume disbursements
From ₦10/Transfer
Flat fee pricing, no percentage on payouts
Monnify Payouts is a bulk disbursement solution for Nigerian businesses that need to move money efficiently: payroll, vendor fees, insurance claims, loan disbursements, or marketplace seller settlements.
Single transfers go to any CBN-member bank in real time. Bulk transfers support CSV upload or API-driven batching for thousands of recipients simultaneously. Paycode lets you pay individuals without bank accounts, redeemable at 1,000,000+ Moniepoint POS agents across Nigeria.
Payout fees start from ₦10 for transfers under ₦10,000, one of the most cost-effective bulk disbursement rates in Nigeria. Integrate once via the Monnify API and automate payouts across your entire operation.
