Offer bill categories that users pay daily.
Airtime and data
Let customers buy airtime and data bundles for MTN, Airtel, Glo, and T2 directly inside your product.
Utility bills
Support electricity tokens for EKEDC, IKEDC, AEDC, and other DISCOs, plus cable TV renewals for DStv and GOtv, from one place.
Educational collections
Accept JAMB scratch cards, NECO registration fees, WAEC result checker PINs, and other education-related payments.
Why this matters to your business
New revenue stream
Earn commissions of typically 0.5-2% on every successful bill transaction, paid in your regular settlement cycle. Grow revenue every time customers complete bill payments.
Higher customer stickiness
Keep users inside your app instead of sending them elsewhere to pay bills. Reduce drop-off by keeping collections and bill payments in one experience.
One integration, multiple billers
No need to manage separate providers. Connect once and support airtime, utilities, and education-related payments.
Reliable infrastructure
Built on Monnify's secure payment rails, with seamless settlement and reconciliation.
MTN, Airtel, Glo, T2
All major Nigerian network operators supported
EKEDC, IKEDC, AEDC + more
All NERC-licensed electricity distribution companies
JAMB, NECO, WAEC
Education payment collections supported
DStv and GOtv
Cable TV subscription renewal supported
Monnify's Bills Payment API lets you embed airtime top-up, data bundles, electricity tokens, cable TV, and education-related payments directly into your app with a single integration.
Supported billers include MTN, Airtel, Glo, and T2 for airtime and data; EKEDC, IKEDC, AEDC, and other DISCOs for electricity tokens; DStv and GOtv for cable TV; and JAMB, NECO, and WAEC for education payments.
Every successful transaction earns your business a commission, typically 0.5-2% depending on the biller and category. Nigerian fintech apps, neobanks, and super-apps use Monnify's bill payment rails to grow ancillary revenue without building direct biller relationships.
