Paycode

Pay recipients who do not have bank accounts

Generate a secure paycode that recipients can redeem at any Moniepoint POS location, making cash-out simple for unbanked beneficiaries.

Reach

Use paycodes to serve suppliers, staff, or beneficiaries who need cash access without requiring a bank account.

Coverage

Support broader payout use cases when account-based transfers are not practical for the recipient.

Use Cases

Paycode
For cash-based beneficiaries

Ideal for field agents, temporary staff, rural beneficiaries, and payout programs that require cash redemption.

Issue codes to suppliers who need cash collection.

Pay contract or field workers without bank-account dependencies.

Support beneficiary disbursements through cash redemption points.

Cash-out Flow

Generate the code, share it securely, and let the recipient redeem cash at an authorized POS location.

Generate paycode

Create a unique payout code for the recipient.

Share securely

Redeem at POS